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  • What Is A Smarter Mortgage
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Blog

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Read more about the article Guest Article – What Are The Biggest Challenges For First Home Buyers?

Guest Article – What Are The Biggest Challenges For First Home Buyers?

  • Post published:March 17, 2020
  • Post category:Blog

Have you ever wondered about a Mortgage Brokers 'Top Tips' for first home buyers? I was recently featured in the NZ Adviser guest article where I answered many of the…

Continue ReadingGuest Article – What Are The Biggest Challenges For First Home Buyers?
Read more about the article Can I Use My Existing Equity?

Can I Use My Existing Equity?

  • Post published:March 6, 2019
  • Post category:Blog

I’ve got lots of wasted equity in my property. Can I do something about it? Something I get asked a lot by existing home owners is: 'my house is worth…

Continue ReadingCan I Use My Existing Equity?
Read more about the article Should I Use Kiwisaver Or Qualifying Superannuation Funds To Secure A Mortgage?

Should I Use Kiwisaver Or Qualifying Superannuation Funds To Secure A Mortgage?

  • Post published:March 6, 2019
  • Post category:Blog

To use or not to use your Kiwisaver or qualifying superannuation funds.....that is the question. A number of first home buyers are currently in the position of trying to find…

Continue ReadingShould I Use Kiwisaver Or Qualifying Superannuation Funds To Secure A Mortgage?
Read more about the article A Car Or A Mortgage?

A Car Or A Mortgage?

  • Post published:March 6, 2019
  • Post category:Blog

A car or a mortgage – how will this affect me? I often get asked: 'If I buy car, a couch using finance, or max out my credit cards on…

Continue ReadingA Car Or A Mortgage?
Read more about the article First Home Buyers Tips And Tricks: Affordable Housing Ballots.

First Home Buyers Tips And Tricks: Affordable Housing Ballots.

  • Post published:March 6, 2019
  • Post category:Blog

First Home Buyers Tips And Tricks For Negotiating The Path of Affordable Housing Ballots. If you have decided that you can sacrifice some of the '10 things on your forever…

Continue ReadingFirst Home Buyers Tips And Tricks: Affordable Housing Ballots.
Read more about the article Restructure or Refinance?

Restructure or Refinance?

  • Post published:March 6, 2019
  • Post category:Blog

Restructure or Refinance? How to decide what is best for you. Why would you consider a review of your existing mortgage structure or change lenders? Doesn't it sound like a…

Continue ReadingRestructure or Refinance?
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  • Rachael Thompson Mortgage Broker Auckland
    Guest Article – First-home buyer sector still strong
  • rachael-thompson-mortgagerates
    Guest Article – Five things to consider before locking in a new mortgage interest rate
  • rachael-thompson-officialcashrates
    Guest Article – What to do now that RBNZ has lifted cash rate
  • rachael-thompson-interest rates
    Guest Article – Auckland and Wellington property prices – what’s happening?
  • NZ homes
    Guest Article – Why Buying A Second Home Isn’t Always Easier

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