Guest article Archives - Rachael Thompson Mortgages

Guest Article – First-home buyer sector still strong

monique — Wed, 31 Aug 2022 04:22:10 +0000

I was recently interviewed for NZ Advisor Magazine about the first home buyer market. Is it really all doom and gloom? Or is there a glimmer of hope out there for people trying to enter the property market? Have a read of the article to find out my take on what’s happening right now.

Click here to read the article

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Guest Article – Five things to consider before locking in a new mortgage interest rate

rachaelthompson_sfxkm4 — Thu, 12 May 2022 00:52:12 +0000

I was recently interviewed by Newshub on should I lock in a new mortgage rate? I shared my top five tips.

From the article:

To help borrowers navigate the different options, Newshub asked Rachael Thompson at The Smarter Mortgage Lady five things to consider before locking in a new mortgage rate.

Read The Full Article Here

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Guest Article – What to do now that RBNZ has lifted cash rate

rachaelthompson_sfxkm4 — Thu, 12 May 2022 00:27:18 +0000

From The Article

After the Reserve Bank of New Zealand announced it was lifting the official cash rate to 1.50%, a financial adviser has shared her thoughts on what homeowners should do next.

Insurance & Lending Group financial adviser Rachael Thompson (pictured) said she was telling her clients she could not determine if banks would pass on interest rate rises off the back of Wednesday’s announcement.

Read The Full Article Here

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Guest Article – Auckland and Wellington property prices – what’s happening?

rachaelthompson_sfxkm4 — Thu, 12 May 2022 00:16:53 +0000

What an honour to be featured in NZ Advisor Magazine again!! In this article I give the lowdown on the Auckland and Wellington Property markets from my perspective, how challenging it’s been due to the legislation changes and what I’ve seen first hand with my clients.

I also identify one of the biggest mistakes I have seen people make when it comes to buying a new home. Read the article to find out more.

Read The Full Article Here

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Guest Article – What Are The Biggest Challenges For First Home Buyers?

rachaelthompson_sfxkm4 — Tue, 17 Mar 2020 23:33:21 +0000

Have you ever wondered about a Mortgage Brokers ‘Top Tips’ for first home buyers?

I was recently featured in the NZ Adviser guest article where I answered many of the questions first home buyers have, and the challenges they face when looking to get their first home in the NZ home owners market.

From the article

“A lot of the challenges that first-home buyers face are around short-term debt.”

One of the things I discussed is around needing the right percentage of deposit.

“They’re dealing with things like student loans and vehicle finance, and they’re often using their KiwiSaver as a deposit. So they need advice around what a 10% deposit will look like for their savings, and the costs that they’re in for around having a 90% loan.”

To read the rest of the article follow this link to visit NZ Adviser website.

Click here to read the full article

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