<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>top tips Archives - Rachael Thompson Mortgages</title>
	<atom:link href="https://rachaelthompson.co.nz/tag/top-tips/feed/" rel="self" type="application/rss+xml" />
	<link>https://rachaelthompson.co.nz/tag/top-tips/</link>
	<description>The Smarter Mortgage Lady</description>
	<lastBuildDate>Wed, 18 Mar 2020 00:00:02 +0000</lastBuildDate>
	<language>en-US</language>
	<sy:updatePeriod>
	hourly	</sy:updatePeriod>
	<sy:updateFrequency>
	1	</sy:updateFrequency>
	<generator>https://wordpress.org/?v=6.9</generator>

<image>
	<url>https://rachaelthompson.co.nz/wp-content/uploads/2019/02/cropped-meet-rachaelthompson-32x32.jpg</url>
	<title>top tips Archives - Rachael Thompson Mortgages</title>
	<link>https://rachaelthompson.co.nz/tag/top-tips/</link>
	<width>32</width>
	<height>32</height>
</image> 
	<item>
		<title>Guest Article &#8211; What Are The Biggest Challenges For First Home Buyers?</title>
		<link>https://rachaelthompson.co.nz/guest-article-what-are-the-biggest-challenges-for-first-home-buyers/</link>
		
		<dc:creator><![CDATA[rachaelthompson_sfxkm4]]></dc:creator>
		<pubDate>Tue, 17 Mar 2020 23:33:21 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[first home buyer]]></category>
		<category><![CDATA[Guest article]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[short term debt]]></category>
		<category><![CDATA[top tips]]></category>
		<guid isPermaLink="false">https://rachaelthompson.co.nz/?p=328</guid>

					<description><![CDATA[<p>Have you ever wondered about a Mortgage Brokers &#8216;Top Tips&#8217; for first home buyers? I was recently featured in the NZ Adviser guest article where I answered many of the questions first home buyers have, and the challenges they face when looking to get their first home in the NZ home owners market. From the [&#8230;]</p>
<p>The post <a href="https://rachaelthompson.co.nz/guest-article-what-are-the-biggest-challenges-for-first-home-buyers/">Guest Article &#8211; What Are The Biggest Challenges For First Home Buyers?</a> appeared first on <a href="https://rachaelthompson.co.nz">Rachael Thompson Mortgages</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p>Have you ever wondered about a Mortgage Brokers &#8216;Top Tips&#8217; for first home buyers?<br></p>



<p>I was recently featured in the <a href="https://www.nzadviseronline.co.nz/news/what-are-the-biggest-challenges-for-firsthome-buyers-263639.aspx" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">NZ Adviser</a> guest article where I answered many of the questions first home buyers have, and the challenges they face when looking to get their first home in the NZ home owners market.</p>



<h3 class="wp-block-heading">From the article</h3>



<blockquote class="wp-block-quote is-layout-flow wp-block-quote-is-layout-flow"><p> “A lot of the challenges that first-home buyers face are around short-term debt.” </p></blockquote>



<p>One of the things I discussed is around needing the right percentage of deposit.</p>



<blockquote class="wp-block-quote is-layout-flow wp-block-quote-is-layout-flow"><p> “They’re dealing with things like student loans and vehicle finance, and they’re often using their <a href="https://www.kiwisaver.govt.nz/" target="_blank" rel="noreferrer noopener" aria-label="KiwiSaver (opens in a new tab)">KiwiSaver</a> as a deposit. So they need advice around what a 10% deposit will look like for their savings, and the costs that they’re in for around having a 90% loan.” </p></blockquote>



<p>To read the rest of the article follow this link to visit <a href="https://www.nzadviseronline.co.nz/news/what-are-the-biggest-challenges-for-firsthome-buyers-263639.aspx" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">NZ Adviser</a> website.</p>



<div class="wp-block-button"><a class="wp-block-button__link has-background has-vivid-red-background-color" href="https://www.nzadviseronline.co.nz/news/what-are-the-biggest-challenges-for-firsthome-buyers-263639.aspx" target="_blank" rel="noreferrer noopener">Click here to read the full article</a></div>
<p>The post <a href="https://rachaelthompson.co.nz/guest-article-what-are-the-biggest-challenges-for-first-home-buyers/">Guest Article &#8211; What Are The Biggest Challenges For First Home Buyers?</a> appeared first on <a href="https://rachaelthompson.co.nz">Rachael Thompson Mortgages</a>.</p>
]]></content:encoded>
					
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">328</post-id>	</item>
	</channel>
</rss>
